Welcome to the First National Bank of Fort Smith
First National Bank

First National Bank of
Fort Smith
P. O. Box 7
Fort Smith, Arkansas 72902

Tel: 479-788-4600 (Call Center)
Call Center Hours:
     7:00 a.m. - 7:00 p.m. Mon-Fri
     9:00 a.m. - 2:00 p.m. Sat


REPORT A CARD LOST/STOLEN:

This option is available thru your Online Banking Service.

479-788-4600
     7:00 a.m. - 7:00 p.m. Mon-Fri
     9:00 a.m. - 2:00 p.m. Sat

1-866-546-8273 (After Hours)

Savings Accounts

From infants to Senior Citizens, First National Bank of Fort Smith offers Savings Accounts to help you meet your personal financial goals. For complete details regarding our many products and services please email us or contact us today.

Notice: Email is not secure and may be intercepted by unauthorized individuals or entities. Never transmit any confidential personal or financial information via e-mail.

Regular Savings
Looney Tunes Savings
Money Market Savings
Christmas Club


Regular Savings ^Top

  • Minimum deposit to open this account is $25.00
  • A total of six electronic transfers or withdrawals are allowed each month. Three of these six transfers can be made by check, draft or similar order made to third parties. Each transfer thereafter, must be made in person or by messenger.
  • If the account balance is less than $100.00, there is a $1.00 charge per withdrawal in excess of six per quarter.
  • If the account balance is less than $100.00 and is inactive for one year, there will be a $2.00 per month dormant fee.
  • Interest rate established at the discretion of the bank. The interest rate and annual percentage yield may change.
  • Interest is compounded daily
  • Statements are mailed quarterly
  • Interest is paid at each quarterly statement


Looney Tunes Savings ^Top
  • Savings account for those up to age 16. Upon 16th birthday, the account will convert to a regular savings account
  • No Minimum Deposit to open account
  • No Monthly Service Fee
  • Unlimited deposits and up to six withdrawals per quarter
  • Interest rate established at the discretion of the bank. The interest rate and annual percentage yield may change.
  • Interest is compounded daily.
  • Statements are mailed quarterly
  • Interest is paid at each quarterly statement

Money Market Savings ^Top
  • Minimum Opening Deposit $1,000.00
  • No Monthly Service charge if the $1,000.00 average daily balance is maintained. If the average daily balance drops below $1000.00, there is a $7.00 charge for the statement period.
  • A total of six electronic transfers or withdrawals are allowed each month. Three of these six transfers can be made by check, draft or similar order made to third parties. Each transfer thereafter, must be made in person or by messenger.
  • Interest rate established at the discetion of the bank. The interest rate and annual percentage yield may change.
  • Interest is not compounded
  • Statements are mailed monthly
  • Interest is paid at the end of the statement period
  • Tiered Interest Rate Structure


Christmas Club ^Top
  • Minimum Opening Deposit $5.00
  • Account is NOT interest bearing
  • Christmas Club book is required to make deposits
  • Account is not subject to check withdrawals. If a withdrawal is requested prior to maturity, the full amount in the account must be withdrawn.
  • Account matures on October 31st of each year and a check for the full amount is issued.

First National Bank of Fort Smith. All Rights Reserved. Equal Housing Lender