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At First National Bank of Fort Smith, being there for you is our number one priority! That’s why we have several branch & ATM locations across the River Valley, Northwest Arkansas, and Eastern Oklahoma, so no matter where you are at, we are here to help.
Please let us know how we are doing! If you have any feedback, questions, or concerns about our team, services, or more, feel free to connect with our Contact Center. Here are several ways to reach us!

Main Downtown Branch

602 Garrison Ave.
Fort Smith, AR 72901

24 Hour ATM

Roland Branch

401 E. W. Ray Fine Blvd.
Roland, OK 74954

24 Hour ATM

Grand Branch

2727 Grand Ave.
Fort Smith, AR 72901

24 Hour ATM

Central Mall Branch

5201 Rogers Ave.
Fort Smith, AR 72903

24 Hour ATM

Stonewood Branch

7410 Rogers Ave.
Fort Smith, AR 72903

24 Hour ATM

Cornerstone Branch

3515 Old Greenwood Rd.
Fort Smith, AR 72903

24 Hour ATM

Phoenix Branch

800 Phoenix Ave.
Fort Smith, AR 72901

24 Hour ATM

Brooken Hill Branch

9300 US-71
Fort Smith, AR 72908

24 Hour ATM

Chaffee Crossing Branch

8225 Zero St.
Fort Smith, AR 72903

24 Hour ATM

Charleston Branch

225 E. Main St.
Charleston, AR 72933

24 Hour ATM

Greenwood Branch

311 E. Center St.
Greenwood, AR 72936

24 Hour ATM

Lavaca Branch

400 W. Main St.
Lavaca, AR 72941

24 Hour ATM

Midland
Drive-Thru Only

2000 Midland Blvd.
Fort Smith, AR 72904

24 Hour ATM

ATM Location Only

4300 S. Zero St.
Fort Smith, AR 72901

24 Hour ATM

ATM Location Only

535 N. Waldron Rd.
Fort Smith, AR 72903

24 Hour ATM

ATM Location Only

2513 Market Trace
Fort Smith, AR 72908

24 Hour ATM

ATM Location Only

307 Fort Street
Barling, AR 72923

24 Hour ATM

First National Bank of NWA

View Locations

National Bank of Sallisaw

View Locations

Citizens Bank and Trust Company

View Locations

Central National Bank of Poteau

View Locations

FNB Mortgage Central Arkansas

1089 Front St.
Conway, AR 72032

About Us


The history of Fort Smith is largely the story of the First National Bank.

The history of any town is but a record of the achievement of its people. While Fort Smith was founded in 1817, it was not until 1872, the date of the organization of this bank, that the town began to assume a position in the commercial world.

The First National Bank of Fort Smith was organized February 29, 1872, as "The National Bank of Western Arkansas." A charter was issued by the Comptroller of the Currency, authorizing the bank to commence business on March 22,1872. The Bank was established by Bernard Baer, Logan H. Roots, Richard C. Kerens, Elis S. Mitchell, Dr. E. R.. Duvall, and Arthur Gunther, men familiar with the conditions confronting the town, and with faith in its possibilities and its future. The first large industrial plant to be organized was promoted largely by Bernard Baer and Logan H. Roots, the principal officers and stockholders of the bank. This was the Fort Smith Oil and Cotton Company. Shortly thereafter, Samuel McLoud, George T. Sparks, and James Vaile, who had become identified as Directors in the bank, organized the first large furniture factory to be established here under the firm name of McLoud, Vaile and Sparks. In 1888, the bank made two historic moves. It had outgrown the original small frame building, located on what is now the corner of Garrison Avenue and Court Streets, and occupied a new brick building at Sixth and Garrison. Following the failure of another area bank which had once been named "First National," the National Bank of Western Arkansas changed its name to the First National Bank of Fort Smith. By 1909, after three decades of steady growth, First National Bank of Fort Smith had outgrown its quarters. This time, the directors decided to build for the future and organized the First National Building Corporation which constructed the existing eight story white brick First National Building on the corner of Sixth and Garrison. This imposing landmark was completed at the close of that year, and first occupied by the bank on January 31, 1910.

During its years of service to the communities of Western Arkansas and Eastern Oklahoma, The First National Bank of Fort Smith has had only seven presidents.

In 1872, Bernard Baer, one of the Bank’s original founders, was elected President. Mr. Baer was born in Germany in 1836 and settled in Van Buren in 1860 before moving to Fort Smith. In 1884, with the arrival of the Frisco Railroad, Fort Smith experienced a “boom” and the Bank served as the financial cornerstone for its growth. Mr. Baer died in 1886 and was succeeded as President by George T. Sparks. Born in Fort Smith in 1848, Mr. Sparks, a member of the Bank’s Board of Directors, served as President from 1886 until his death in 1907. At this time, Samuel McLoud, who served as Vice President of the Bank and as a member of the Board of Directors, was elected President. Mr. McLoud came to Fort Smith in 1863, in charge of a government pack train from St. Louis and was appointed Master of Transportation at the Fort until the end of the Civil War. Following the death of Mr. McLoud in 1914, Frank A. Handlin was elected as President. Mr. Handlin began his career with the Bank in 1888 as a bookkeeper and advanced successfully through numerous positions. In 1925, upon the death of Mr. Handlin, Mr. A.N. Sicard, son-in-law of Samuel McLoud, was elected President. Mr. Sicard, born in Mosinee, Wisconsin on July 10, 1868, began his banking career at age 17, as a clerk in a Warsaw, Wisconsin bank. Mr. Sicard moved to Fort Smith in 1889 and, in association with his father-in-law, operated the Fort Smith Traction Company. Under the leadership of Mr. Sicard, The First National Bank of Fort Smith continued to grow, despite the economic depression of the 1930’s. With the opening of Ft. Chaffee at the start of World War II, Fort Smith and the Bank experienced yet another “boom” in their growth and from 1935 through 1945 the Bank’s assets doubled. A.N. Sicard died in 1942 and his son, McLoud Sicard, was elected President. During the 1950’s the Bank’s growth continued, necessitating an expansion of the First National Bank building. Completed in 1958, the Bank’s expansion included a new wing on the east side of the building, two new drive-in units, and a drive-up facility at the rear of the building. McLoud Sicard served as President of the Bank through 1976. In 1977, Samuel M. Sicard, son of McLoud Sicard, was elected President of the Bank. In 1989, First Bank Corp. was formed as the parent holding company of The First National Bank of Fort Smith. Since that time, National Bank of Sallisaw; Citizens Bank and Trust Company in Van Buren; First National Bank of NWA; Central National Bank of Poteau; Brown-Hiller-Clark & Associates; and Realty Appraisals, Inc. have been added to the First Bank Corp. Financial Family. Mr. Sicard held the position of Chairman, President and CEO of The First National Bank of Fort Smith and First Bank Corp until his death in August of 2011. Samuel T. Sicard, son of Samuel M. Sicard, was elected President and CEO of the First National Bank of Fort Smith in August of 2011. Prior to his election as President and CEO, Samuel T. Sicard served as Executive Vice President of the Bank and as a member of the Board of Directors. Samuel T. Sicard is now the fifth generation of his family to lead the First National Bank of Fort Smith.

Under the leadership of these men, The First National Bank of Fort Smith has grown to be the largest in Fort Smith and one of the largest banks in the state.

The First National Bank of Fort Smith has 12 locations in the River Valley, 6 locations in Northwest Arkansas and 9 locations in Eastern Oklahoma. In addition, our customers are offered the convenience of banking at any of the 7 Citizens Bank & Trust locations in Crawford County. Through First Bank Corporation, we offer our customers the availability of 39 ATM's and 34 bank locations in the River Valley, Northwest Arkansas and Eastern Oklahoma.We offer our customers a complete array of financial services including banking, trust and investments services throughout the Arkansas River Valley, Northwest Arkansas and Eastern Oklahoma.

Fort Smith Region

Allen McFerran

NMLS# 653958

Amy Abbott

NMLS# 1180808

Cheri Douglas

NMLS# 690306

Chris Eckes

NMLS# 2231541

Chris Williamson

NMLS# 881954

David Freeman

NMLS# 780216

Donna Martin

NMLS# 780368

Eddie Stout

NMLS# 721584

Jeff Arzola

NMLS# 1937613

Jennifer McAlister

NMLS# 477188

J. Taylor Goodson

NMLS# 1535239

Matt Marshall

NMLS# 1874008

Melissa Clubb

NMLS# 780151

Mike Echols

NMLS# 780200

Sam T. Sicard

NMLS# 780416

Scott Shortes

NMLS# 1164739

Stacy Hardgrave

NMLS# 857284

Susan Hinshaw

NMLS# 780247

Corey Montgomery

NMLS# 1476699

Alex Nolan

NMLS# 2569942

Chance Dunigan

NMLS# 2567759


NWA Region

Rob Husong

President

NMLS# 1072161

Kyle Kerwin

VP / Commerical Loan Officer

NMLS# 478459

David Cherry

VP/Community Loan Officer

NMLS# 700742

Mark Cloud

VP /Commercial Loan Officer

NMLS# 1846015

Tanya Mims

Fayetteville Community President

NMLS# 564031

Holly Wheeler

VP / Commercial Loan Officer

NMLS# 564045

Mark Maulding

VP/Mortgage Loan Officer

NMLS# 424369

Cole Hollowell

VP / Fayetteville Loan Manager

NMLS# 1377057

Kerry Meythaler

VP/Commercial Loan Officer

NMLS# 1952138

Ben Buergler

SVP / Loan Manager

NMLS# 1782836

Ivonne Mijares

Mortgage Loan Officer

NMLS# 1662246

Garrett Lewis

Commercial Lender / Community Relations

NMLS# 2247338

Alex Coffelt

Consumer Lender

NMLS# 2710625

Ross Mallioux

SVP | Mortgage Division Manager

NMLS# 819020

Savannah Thomas

Mortgage Lender

NMLS# 954567

Rhonda Reaves

Mortgage Loan Officer

NMLS# 381990

Tiffany Mendez

Consumer Lender

NMLS# 2710635


OKL Region

Justin Sharp

NMLS# 1311960

Lawrence Dale Phelps

NMLS# 472547

Logan Gipson

NMLS# 2168477

Ryan Roth

NMLS# 1460186

Matt Caldwell

NMLS# 715836


Mike Hall

Regional President

Poteau
MLO# 2361485

Johnny Baker

Senior Vice President

Poteau
MLO# 446289

Carla Anglen

Vice President

Poteau
MLO # 446288

Ronald Hall

Vice President

Poteau
MLO# 446293

Dusty Alexander

Vice President

Heavener
MLO# 446286

Randall Hall

Assistant Vice President

Poteau
MLO# 446292

Johnross Christenberry

Assistant Vice President

North Poteau
MLO# 1271445

Jason Wixom

Assistant Vice President

Stigler
MLO# 1938089

Linda Brown

New Account/Loan Officer

Pocola
MLO# 1440421

Shane Timmons

Asst Vice President

Poteau
NMLS# 2535179

Lindsey Hurst

NMLS# 2567754

Amador Martinez

NMLS# 0690044

Brooke Wendlandt

NMLS# 2625605


FNB Mortgage Central Arkansas

Megan Stewart

NMLS# 1491351

Valari Bristol

NMLS# 586828

Eric Cullum

NMLS# 564143

FNBFS values your feedback.

Please visit your local branch, give us a call, or email us for any questions or requests concerning our services.

Here is a link to our Fort Smith locations page.


Contact Center
iTalk 24-Hour InfoLine: (479) 788-4670 Mailing Address First National Bank of Fort Smith PO Box 7 Fort Smith AR 72902 (479) 788-4600 Email: support@fnbfs.com No confidential information please

Other Departments Career Opportunities (479) 788-4291

Visa Pinless Notice

The First National Bank of Fort Smith, The First National Bank of NWA, a division of The First National Bank of Fort Smith
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Account Hijacking & Identity Theft

Account Hijacking is one of the fastest growing forms of identity theft, and it can have the most devastating effect on us.
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Customer Resources

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Overdraft Opt-in/Out Form

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Community Reinvestment Act

The First National Bank of Fort Smith CRA Public Files

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Get in Touch

  • Locate a Branch or ATM
  • Call (479) 788-4600Opens in your application
  • PO Box 7 Fort Smith AR 72902Opens in your application
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NMLS #766518

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